Facebook pixel US Direct Loans SAP Policy - Bocconi University Milan
logo stampa

US Direct Loans SAP Policy

satisfactory academic progress

In order to continue receiving federal student aid you need to make satisfactory academic progress. 

Your position will be checked before authorizing the second disbursement of your federal loan (approximately in March) and before any subsequent disbursements.

Students that receive Title IV funds are informed via email before the disbursement is processed about his/her own position as far as SAP requirements are concerned.

The following SAP policy applies to Bachelor and Master of Science students starting from AY 2018/2019:

Type of program Year Minimum number of credits needed at the start of the academic year to continue receiving funds through the Direct Loan Program Minimum number of credits needed to receive the second disbursement of the loan
Bachelor of Science
1st // 20 credits
2nd 40 credits 60 credits
3rd 80 credits 100 credits
Master of Science 1st // 20 credits
2nd 40 credits 60 credits


Further details on SAP policy:

  • This policy does not specify a minimum required GPA as students must get at least a pass grade (18/30 out of 30/30) to earn the credits of the course. If a student gets a lower grade, he/she will have to retake the exam in order to earn the related credits.

  • Bocconi calculates the pace at which the student is progressing by dividing the cumulative number of credits the student has in his/her study plan for that academic year.

  • In order to meet SAP requirements, the student must earn at least 67% of the maximum number of credits envisaged in the study plan.

  • Given that all failed exams must be retaken and students do not get credits until they get a pass grade (18/30) this policy cannot consider course incompletes, withdrawals, or repetitions, because this is not allowed.
    If a student participates at classes but does not take the exam, the related credits count only as attempted credits, and not as earned ones.
    If a student withdraws from an exam, the related credits count only as attempted credits, and not as earned ones.
    If a student receives a mark higher than 18/30, he/she cannot repeat that exam.
    Credits earned in another institution that are accepted toward the student's educational program and registered in his/her position count as both maximum number and completed credits.

  • At the time of each evaluation, a student who has not achieved the required number of credits, or who is not successfully completing his or her educational program at the required pace, is no longer eligible to receive assistance under the Title IV, HEA programs. However, since Bocconi evaluate SAP at the end of each payment period, the student may be placed on financial aid warning.

  • If a student is not making SAP according to the school's policy at the end of each payment period, the school's policy may (for the payment period following the payment period in which the student did not make SAP) - place the student on financial aid warning, and disburse Title IV HEA program funds to the student.

  • If a student is placed on financial aid warning he/she may continue to receive assistance under the Title IV, HEA programs for one payment period despite a determination that the student is not making SAP. During the next evaluation, at the beginning of the following payment period, the student must have caught up with SAP requirements in order to qualify for further Title IV funds otherwise he/she is no more eligible to receive Direct Loan funds.

SAP requirements - SDA Bocconi Specialized Master programs

SAP requirements applicable to SDA Bocconi Specialized Master programs are available here.

SAP requirements - MAFINRISK

Throughout the Master program, a student must prove to have acquired the knowledge, skills and attitude required to continue the program and successfully complete it. The evaluation system aims to take into account:

  • Attendance to class activities during the whole Program. Students are required to attend 80% of each course.
  • Exam performance. At the end of the 1st term, students are required to have passed 5 exams out of 7. The Mafinrisk Committee (Director and Coordinators) takes into account that students who fail one required course must retake the exam.
  • A blend of personal qualities, i.e. motivation, responsibility, reliability, team working skills proven by students throughout the program.

SAP requirements - MaSEM

  • Attendance to class activities during the whole Program. Students are required to attend 80% of overall attendance (considering all the mandatory activities, e.g. workshops, seminars, conferences);
  • Exam performance. At the end of the 2nd term MASEM, students are required to have passed all the exams (two narrow fails are allowed, 15-17 out of 30);
  • A blend of personal qualities, i.e. motivation, responsibility, reliability, team-working skills proven by students throughout the program.


Last modified 11/07/2022 - 12:03:49